The deal, in plain words.

These are the terms you agree to by using Stuffed. They are written to be read, so they are short and they say what they mean.

Last updated 19 October 2026

The agreement

Stuffed is made by Doros Studios, a sole trader in Australia. When you download or use the app, you agree to these terms. If you don't agree with them, don't use the app, and if you've already paid for Stuffed, ask for a refund and we'll help you get one.

These terms are between you and Doros Studios. Apple and Google are not parties to them, though the App Store and Google Play each have their own terms that also apply to what you buy there.

What Stuffed is

Stuffed is a tool for dividing money you already have into envelopes and keeping track of what you spend from them.

It is not a bank and not an authorised deposit-taking institution. It is not a payment service: it never holds, transfers, or has access to your actual money. It is not financial advice, and nothing it displays is a recommendation about what you should do with your money. If you need advice about your finances, speak to someone licensed to give it.

The balances Stuffed shows are a record of what you have told it. They are not a statement of any account.

Your responsibility

You enter the numbers, and the decisions you make from them are yours. Stuffed does not connect to your bank, so it cannot check your figures against anything. If a balance is wrong in the app, it is because it was entered wrong, and you can correct it at any time.

Keep your device backed up. Your budget lives on your phone, so a backup is what stands between a broken phone and starting over.

Your plan

Stuffed is used with a paid plan. From version 1.2, setup ends with choosing one, starting with a free trial where the store offers one.

If you downloaded Stuffed before version 1.2, you keep using it free with the limits it had then: up to 10 envelopes and one savings goal, with payday, spending, debts, today's net worth and the widget included. A plan adds the rest. The App Store's own record of your first download decides this, so it holds if you reinstall or move to a new phone with the same Apple Account.

If your plan ends, nothing you built is deleted. Your envelopes, spending and goals stay on your device, and open again when you have a plan.

Buying a plan

Plans are sold through the App Store on iPhone and Google Play on Android, as a monthly or yearly subscription, each with a free trial, or a one-time purchase that is yours for good. The price for your region is shown in the app and in the store before you buy.

A purchase belongs to the store you made it in. A plan bought on iPhone doesn't carry over to an Android phone, or the other way around.

• Subscriptions renew automatically at the end of each period unless you cancel before it ends. On the App Store, cancel at least 24 hours before.
• With a free trial, the store charges you when the trial ends unless you cancel before then, and again at each renewal.
• Cancel any time. On iPhone, open the Settings app, tap your name, then Subscriptions. On Android, open the Google Play app, tap your profile picture, then Payments and subscriptions, then Subscriptions. Cancelling stops the next charge; the period you've paid for runs to its end.
• On the App Store, refunds are handled by Apple, not by us: ask for one at reportaproblem.apple.com. On Google Play, you can ask Google through the Play Store, or email us and we can refund a Google Play purchase ourselves. Either way, tell us what went wrong, since that part we can fix.

If a subscription's price changes, the store tells you before the new price is charged, and asks you to agree where its rules require it.

Your data

Your budget is yours. It is stored on your device, we never receive it, and you can export it to a spreadsheet at any time. Deleting the app deletes the data with it. The app does send anonymous usage counts, which you can turn off, and keeps a record of purchases. What Stuffed does and does not store or send is set out in the privacy policy.

Acceptable use

Don't reverse-engineer, decompile or tamper with the app; don't resell it or redistribute it; and don't use automated means to hammer anything we run. Use it as an app, not as a target.

Availability

We don't promise the app will be available or error free at all times, and features may change as it develops. Because Stuffed works on your phone, it keeps working with no network at all: there is no service to go down and take your budget with it.

Liability

Stuffed is supplied as is. To the extent the law allows, Doros Studios is not liable for indirect or consequential loss arising from your use of the app, and any liability we do have is limited to the amount you paid for Stuffed in the twelve months before the claim.

This does not limit your rights under the Australian Consumer Law. Our goods and services come with guarantees that cannot be excluded under the ACL, including that they will be of acceptable quality and fit for purpose. If we fail to meet a consumer guarantee, you are entitled to the remedies the ACL provides, and nothing above takes that away. If you are in the United States, some states likewise do not allow certain limitations, in which case those limitations do not apply to you.

Governing law

These terms are governed by the laws of Victoria, Australia, and the courts of Victoria have jurisdiction over any dispute. If you are using Stuffed in the United States, this choice of law does not remove any non-waivable protection you have under the law of the place where you live.

Contact

Questions about these terms: [email protected].