Cash stuffing, step by step.
Practical guides to envelope budgeting, written for people paid into a bank account and spending by card, with real screens from Stuffed.
Updated 21 October 2026
Cash stuffing for beginners
How to start cash stuffing: work out your pay, pick your envelopes, stuff them on payday and spend from them. A step by step guide, with or without real cash.
How to cash stuff on fortnightly pay
Cash stuffing on fortnightly pay: how to turn monthly, quarterly and yearly bills into fortnightly amounts, fill your envelopes each payday, and use the three pay months.
Envelope budget categories
Which envelopes to use for cash stuffing or envelope budgeting: a starter list of categories, how much to put in each, and which ones fill up versus build up.
Sinking funds, explained
What sinking funds are, how much to save each payday, sinking funds vs an emergency fund, and how to set them up with envelopes or savings goals.