Stop new debt and find help
In shortSmall changes that stop debt growing, and where to get help if it's too much.
General information only. It isn't financial advice and doesn't know your situation.
Paying off debt is hard while new debt keeps arriving. A few changes help.
- Build a small buffer, so surprises don't go on a card.
- Take your card out of your phone wallet and off shopping sites.
- Pause new pay later plans until your debts are gone.
- Plan each pay, so everyday spending already has its money.
If it's too much, you're not alone, and there is help. Call your lender early and ask about hardship help. Many lenders can lower or pause payments for a while.
In Australia, the National Debt Helpline gives free, confidential help from a financial counsellor on 1800 007 007. Elsewhere, look for a nonprofit credit counselling service.
In Stuffed, keep a Buffer goal and list your debts on Goals, so you can watch them shrink.
Try it in Stuffed
7 day trial on the App Store