Help
Stuffed help
Short lessons on using Stuffed, budgeting each pay, saving properly, paying off debt and growing your money. Each one takes a minute or two.
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Start here
The whole idea, and your first week.
Using Stuffed
Every screen, step by step.
- Make and change envelopesMake an envelope, rename it, change its amount, move it or delete it.2 min
- Add a spendThe + button, picking the envelope, tags, pinned spends and Say it.2 min
- Fix a spendChange the amount, the day or the envelope of a spend, or delete it.1 min
- Add money to an envelopeNew money that came in, or money moved over from another envelope.2 min
- Payday: open your payOpen your pay, see where it goes and fill your envelopes in a few taps.2 min
- When your pay changesPay that changes each time, no set payday, or no regular pay at all.2 min
- Bills that repeatAdd rent and phone bills once. Stuffed sets money aside and pays them when due.2 min
- Save for a goalStart a goal, put a little in each payday and see about when you'll get there.2 min
- Track a debtAdd a card or a loan, pay a little each payday and see when it's paid off.2 min
- Your net worthWhat you have minus what you owe, and how it moves over time.2 min
- Am I on track?Read Home: what's left to spend, about how much a day, and your pace.2 min
- See where your money wentThe Spending tab: this pay and last, by envelope, by tag, and what's coming up.1 min
- Widgets, Control Center and SiriSee an envelope on your Home Screen and add spends without opening Stuffed.2 min
- RemindersA nudge on payday, before each bill and in the evening. Set them in Settings.1 min
- Export a spreadsheetSave everything in Stuffed as a spreadsheet for Excel, Numbers or Google Sheets.1 min
- Currency and the notesChange the money sign, and hold an envelope to count the notes and coins inside.1 min
Budget basics
Envelopes that fit your pay.
- Why envelopes workIt isn't willpower. Envelopes make your limit easy to see.1 min
- Budget each pay, not each monthPlan every payday on its own, so each pay lasts until the next one.1 min
- Choosing your envelopesA starter list, how much to put in each, and which ones fill up or add up.1 min
- Fun moneyA budget with no room for fun doesn't last. Plan the treats instead.1 min
- Bills that don't match your payThe simple sum that turns monthly and yearly bills into an amount each pay.2 min
- When your pay changesCasual, shifts or gig work? Plan on a low pay and let a buffer cover the gaps.2 min
- The 2 minute payday reviewA few questions before payday, so the next pay is easier than this one.1 min
- Find the leaksSmall spends nobody counts drain a budget faster than big ones. Here's where to look.1 min
Save properly
A buffer first, then an emergency fund.
- Pay yourself firstSave on payday, before you spend. There's rarely anything left at the end.1 min
- A first $1,000 bufferA small cushion, so the next surprise doesn't land on a credit card.1 min
- An emergency fundSavings for the big unknowns, like losing work. How much, and where to keep it.2 min
- Sinking funds for yearly costsRego, Christmas and gifts aren't surprises. Save a little for each every payday.1 min
- Goals that stickGive a goal a name, an amount and a date, then a small amount every pay.1 min
- Sweep the leftoversMoney left in an envelope before payday can become savings, not a spare spend.1 min
- Savings challengesA light, fun way to save: 52 weeks, or every $5 note you get.1 min
Pay off debt
A calm plan to owe less.
- List every debtWrite them all down in one place. It's the first step, and often the hardest.1 min
- Snowball or avalanche?Two ways to choose which debt to pay off first. Both work if you stick with it.1 min
- Buy now pay laterFour small payments are still one big spend. Count it the day you buy.1 min
- Why minimum payments take so longHow interest works, and why paying a little more than the minimum saves a lot.2 min
- Stop new debt and find helpSmall changes that stop debt growing, and where to get help if it's too much.1 min
Grow your money
What comes after saving.
- The money ladderThe order to do money in: buffer, expensive debt, emergency fund, then grow.1 min
- Choosing a savings accountWhat to check before you move your savings: interest, rules, fees and access.1 min
- How compound growth worksGrowth on top of growth, and why time matters more than you'd think.1 min
- Investing basicsShares, funds, risk, time and fees, in plain words.2 min
- Retirement accountsSuper, a 401(k) or a workplace pension: what it is, and three things to check.1 min
- Split your pay riseWhen your pay goes up, save part of the rise and enjoy the rest.1 min
- Check your net worthWhat you own minus what you owe. Check it every 3 months to see the direction.1 min
Something looks wrong
Payday, totals, the widget and more.
- Payday didn't fill my envelopesEnvelopes fill when you open your pay. Here's what to check if they didn't.2 min
- My total doesn't match my bankLeft to spend isn't your bank balance. Here's why they differ and how to line them up.2 min
- An envelope went overMore came out than was in it. Cover it now, or let payday cover it.1 min
- My widget isn't updatingThe widget refreshes when your money changes. Here's what to try if it doesn't.1 min
- My reminders aren't comingCheck the switches in Stuffed, then your iPhone's notification settings.1 min
- Stuffed is asking me to buy againAlready paid? Restore your purchase with the same Apple Account.1 min
- I'm moving to a new iPhoneYour budget lives on your iPhone. Move it with an iPhone backup.2 min
- I want to cancel or get a refundCancel in your Apple subscriptions. Refunds are handled by Apple.1 min
- I want to start overErase everything and set Stuffed up again. Often a smaller fix will do.1 min
Not here? Email us. Write to [email protected] and a real person will reply. Support has moving phones, cancelling and refunds too.